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derailed wrote:
Poslij recorded delivery i to wystarczy…
Proof of postage lub paragon z poczty na zkup znaczka tez (teoretycznie) jest jakims tam dowodem – to opcja dla dusigroszy i leniwych nie chcacych sie bawic w wypelnianie swistkow.
A poza tym troche offtopowo o odsetkach i zmianie rachunkow bankowych…
[b:dd57bed3f0]
It’s time to show a bit of interest
by JAYNE ATHERTON – Monday, July 21, 2008[/b:dd57bed3f0]
Banks make more than £4billion in interest every year from money sitting in our personal current accounts. Yet three quarters of us don’t know the credit interest rate on our current account, says the Office of Fair Trading, which has published a report accusing banks of making accounts so complex and difficult to understand that people can’t compare them properly.
Most current accounts are loaded with salaries between £1,000 and £2,500 every month but about half of active accounts in existence earn a paltry 0.1 per cent interest, while some don’t earn any at all. Few people, however, seem to care this is the case.
[b:dd57bed3f0]Get switched on[/b:dd57bed3f0]
Current account holders have proved reluctant to switch to an alternative provider, despite headline-grabbing interest rates offered by some banks and building societies. According to the OFT, only six per cent of us have switched current accounts in the past 12 months – one of the lowest rates in Europe.
For some that’s because they are satisfied with the service they get from their bank. But in its report into the current account industry, the OFT revealed many bank customers thought switching their current account to another provider would be tricky and risky. However, by not switching when your current account is paying a poor interest rate, you are allowing the banks to continue to cream off interest.
One problem is that with money going in and out of a current account on a daily basis, most people don’t see the importance of shopping around for the best interest deal in the same way as they might do for their savings, mobile phone service or utilities.
Simeon Linstead, head of personal finance at switching website uSwitch.com, says: 'We’ve become a nation of switchers in every respect apart from our current accounts but everyone should check they are getting the best deal from their bank and, if not, they should do something about it. It’s one of the simplest ways to save money.
'It’s a popular misconception that switching current accounts is a potential minefield – in reality, it couldn’t be easier. All banks are obliged to close or move a customer’s bank account, without charge, upon request, and many banks offer a free switching service.
http://www.metro.co.uk/money/article.html?in_article_id=227620&in_page_id=36&in_a_source=
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